Payment Options

Payment is due when services are rendered. In order to focus on our patients' needs, customer service, and minimizing costs, we do not bill.

We accept debit cards, credit cards (Visa, Mastercard, Discover, and American Express), checks and cash, as well as the specialized payment methods listed below.

When unexpected illness strikes a pet, unexpected expense strikes as well.  Biddeford Animal Hospital understands this and also accepts payment by way of the following financing options (subject to credit approval).


Transactions over $200 qualify for no interest if paid within 6 months.   If approved, you will receive a CareCredit card with a set credit limit. In addition, you can use your card at many other participating providers, including dentists, chiropractors, eye doctors and other medical offices.  You can either apply at our hospital, or online at:

  • Low Monthly Payments.
  • Interest Free For 6 Months if paid in full (for transactions over $200).
  • Determine Approval in a Few Minutes, once approved can use right away.
  • No Annual Fee.


Scratchpay is a veterinary specific financing plan which allows you to get the care your pet needs now and pay later.  They offer simple payment plans, including some terms that are interest-free, and have a quick application process that does not impact your credit score.  Apply or learn more by visiting

  • Custom payment terms, easy monthly payments.
  • Financing for amounts from $35 to $10,000.
  • Determine Approval in a Few Minutes.
  • No deferred interest
  • No prepayment penalty
  • No hidden costs

Insurance For Your Pets

Another popular option for your family and pet is insurance coverage. Not a payment method, per se, pet insurance will reimburse you for covered services. To learn more, please visit  to determine which company and plan fits your needs.  We recommend you contact several different providers and compare pricing and services covered.